Warsaw-based fintech Wealthon has raised PLN 531 million (EUR 115.5 million) in a funding round aimed at accelerating the expansion of its digital financial services ecosystem for small and medium-sized enterprises (SMEs). The financing round includes equity funding from 3TS, a leading European growth capital firm, alongside a debt financing facility managed by affiliates of Fortress Investment Group. This investment will enable Wealthon to strengthen its multi-product platform, enhance lending capabilities, and pursue strategic acquisitions.

Evolution of Wealthon

Founded in 2019 as a lending platform, Wealthon has evolved into an integrated financial solutions provider catering to SMEs across various industries, including HoReCa, retail, and e-commerce. The company’s platform combines lending, point-of-sale (POS) systems, and payment services, offering entrepreneurs a seamless way to manage financial operations. With this expansion, Wealthon aims to redefine SME financial management by delivering an all-in-one ecosystem tailored to their needs.

CEO’s Vision

Aleksander Majchrzak, founder and CEO of Wealthon, emphasized the company’s vision to become a market leader in digital financial services. He stated that Wealthon is not merely a lending provider but an innovator integrating complementary financial products to support SMEs. He also highlighted that the funding allows the company to accelerate its ambitious growth plans and introduce new solutions to further enhance its offerings.

Debt Commitment and Growth

A significant portion of the funding comprises a PLN 500 million (EUR 116 million) debt commitment from Fortress Investment Group’s managed funds, which will bolster Wealthon’s lending operations. The company has been experiencing rapid growth, with its financing volume tripling in 2024 compared to the previous year. This increased funding capacity is expected to help Wealthon further scale its operations and support a broader segment of SMEs seeking financial solutions.

Strategic Investment Plans

Wealthon plans to use the PLN 31 million equity capital secured from 3TS and angel investors to develop new products and expand its sales network. The company is also considering acquisitions to strengthen its position in key market segments and prepare for international expansion. These initiatives align with Wealthon’s broader strategy of building a comprehensive ecosystem that simplifies access to capital while improving financial management for SMEs.

Future Outlook

Aleksander Przetakiewicz, co-founder and Chairman of the Supervisory Board at Wealthon, underscored the importance of the funding in solidifying the company’s market presence. He noted that the investment represents a significant milestone in Wealthon’s journey toward supporting SMEs with innovative and scalable financial solutions. With a long-term commitment to helping businesses grow, Wealthon remains focused on driving innovation and expanding its impact across the financial services sector.

As Wealthon continues to evolve, the company is positioning itself as a transformative player in SME finance. By leveraging strategic investments and expanding its service offerings, it aims to set a new standard for financial management solutions in Europe. With strong investor backing and a clear growth trajectory, Wealthon is well-equipped to drive meaningful change in the fintech landscape.