Libeen, a Madrid-based proptech startup specializing in the "smart housing" model, has secured €25 million in a funding round to expand its rent-to-own homeownership solution. The round was led by Andbank through its subsidiaries MyInvestor and Actyus, with additional participation from Cusp Capital. Angel investors such as Íñigo Juantegui, Enrique Linares, and Juan Velayos also joined the round, reinforcing confidence in Libeen's innovative approach to real estate.

A Flexible Path to Homeownership for Young Buyers

Libeen's smart housing model aims to make homeownership more accessible to younger generations by turning rent payments into mortgage contributions. The startup purchases a property selected by the client and establishes a Smarthousing contract, allowing renters to gradually build equity. With an initial deposit starting at 5% and monthly payments, approximately one-third of each payment contributes to savings, enabling buyers to secure a mortgage within three to seven years.

Leveraging AI to Optimize the Homebuying Process

To streamline its operations and enhance decision-making, Libeen integrates AI-driven technology into its platform. The system analyzes real estate markets in real time, identifying properties with strong appreciation potential and high rental demand. Additionally, AI-powered financial assessments personalize recommendations for clients, ensuring they receive tailored solutions based on their income, credit profile, and housing preferences.

Scaling Nationally and Preparing for Further Expansion

With the newly secured funding, Libeen plans to accelerate its expansion within Spain and acquire strategic assets in major cities. The company also aims to assist over 130 families in securing housing in the coming months and is projecting sustained growth through 2025. In parallel, Libeen is working on raising an additional €100 million funding line to purchase more than 600 homes, reinforcing its commitment to scalable, affordable homeownership solutions.

Navigating Market Challenges and Maintaining Profitability

Libeen's model is designed to withstand market fluctuations, ensuring stability through long-term fixed-rate financing agreements. By focusing on high-demand locations and securing institutional capital, the startup minimizes risks associated with economic shifts and interest rate changes. Its revenue model relies on Smarthousing payments, which remain competitive with rental prices while covering property financing costs and generating sustainable margins.

A Growing Movement Toward Smarter Homeownership

Founders José Manuel Cartes and Sofía Iturbe emphasize that Libeen is not just a real estate platform but a movement reshaping wealth-building for younger generations. By leveraging technology, transparency, and digital marketing strategies, the company has successfully engaged Millennials and Gen Z homebuyers. The founders believe this funding milestone is just the beginning, with plans to expand beyond Spain through strategic partnerships with banks and investors in international markets.

Libeen's €25 million funding round marks a significant step in its mission to redefine homeownership accessibility. By integrating AI-driven decision-making, strategic property acquisitions, and a flexible rent-to-own approach, the startup is set to make homeownership more attainable for younger buyers. With strong investor backing and ambitious growth plans, Libeen is well-positioned to drive lasting change in the real estate sector.